Addiction Treatment

Mental Health Treatment

Truli for Health Rehab Coverage for Drug & Alcohol Addiction

In case you have a Truli for Health insurance policy and are interested in learning about addiction rehab, knowing what addiction rehab is covered under your plan is a first and vital step. Call for a free insurance verification to find out.

Truli for Health provides health services in select counties in Florida, including Duval, St. Johns, Lake, Sumter, Marion, Broward, Palm Beach, Martin, and Indian River County.

What Truli for Health members should know:

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Does Truli for Health Cover Drug and Alcohol Rehab?

Yes. As an employee health benefit program, Truli for Health must abide by the Mental Health Parity and Addiction Equity Act (MHPAEA). This means that substance abuse treatment must be covered at levels comparable to medical and surgical benefits.

Typically, addiction treatment benefits under Truli for Health include:

Detoxification — medically supervised detoxification to provide the basis for treatment
Inpatient treatment — 24-hour treatment for substance abuse and dual diagnoses
Partial hospitalization programs (PHP) — intensive day programs that allow you to go home at night
Intensive outpatient programs (IOPs) — structured programs where you receive treatment multiple times a week
Outpatient counseling — individually and in a group setting, utilizing proven methods
Medication-assisted treatment (MAT) — FDA-approved medication and behavioral treatment
Dual diagnosis treatment — treating addiction and mental illness together
Psychiatric medication management

Since Truli is a hard-core HMO plan with no out-of-network coverage, it's vital to ensure your facility is in-network. Any out-of-network treatment will not be covered.

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What Treatment Services May Be Covered by Truli for Health?

At our Behavioral Health of the Palm Beaches facility, we offer a wide variety of programs, including inpatient and outpatient treatment for substance use and mental health conditions.

Medical Detox

Medically supervised detoxification to stabilize patients as drugs or alcohol leave the system.

Inpatient / Residential Treatment

24-hour structured care for substance abuse and dual diagnoses.

Outpatient Programs (PHP / IOP)

Intensive day programs and structured outpatient sessions for ongoing recovery support.

Telehealth

Virtual programming for eligible members, subject to Truli's HMO network requirements.

Telehealth Intensive Outpatient Programs (IOP)

Some Truli plans may include coverage for virtual programming, subject to HMO network requirements. Banyan can help verify your eligibility for telehealth services.

Note: Verify your Truli for Health coverage or speak with an admissions specialist today.

Does Truli for Health Cover Mental Health Treatment?

Yes. Truli for Health covers behavioral health services including mental health treatment as part of its HMO plan benefits. MHPAEA requires that mental health benefits be covered on terms comparable to medical benefits.

Inpatient Mental Health Coverage

Banyan's Palm Beaches facility offers inpatient mental health treatment for co-occurring conditions. Contact our admissions team to confirm your Truli plan covers inpatient mental health care.

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How Much Does Rehab Cost With Truli for Health?

As an HMO, Truli for Health typically requires in-network care for coverage. Out-of-network treatment will not be covered, making verification essential before beginning treatment.

Factors That Affect Your Out-of-Pocket Cost

Whether the facility is in-network (required for HMO)
Your plan's copayments and coinsurance
Whether prior authorization or referral is required
Level of care required (detox, inpatient, outpatient)
Your plan's deductible amount

What You Can Do Right Now

Call for a free insurance verification. Because Truli does not offer out-of-network benefits, verifying your coverage upfront prevents unexpected costs.

Questions? Get help now

If You Call Truli for Health Directly, Ask:

Is medical detox covered?
Are inpatient or residential programs covered under my plan?
Are PHP or intensive outpatient programs covered?
Do I need prior authorization?
Is this facility in-network?
What are my deductibles, coinsurance, and copays?

Or, We Can Verify for You (Recommended)

We contact your insurance provider directly
We review coverage details and medical necessity requirements
We explain the benefits clearly and confidentially

How to Use Your Truli for Health Insurance at Banyan

Call our admissions team or submit an online verification form.

Provide your Truli for Health member ID and plan details — we take it from there.

We verify your HMO benefits, including in-network confirmation, copays, deductibles, and prior authorization requirements.

Begin intake with a clinical assessment that matches you to the right level of care.

How to Find Treatment That Accepts Truli for Health

Because Truli operates as a strict HMO, coverage is limited to in-network providers. Verification is strongly recommended. Banyan accepts Truli for Health at our Behavioral Health of the Palm Beaches facility in Lake Worth, Florida.

Getting Matched to the Right Level of Care

A clinical assessment helps determine the most appropriate treatment program based on substance use severity, mental health needs, and insurance coverage.

Next Steps: Verify your Truli for Health coverage or speak with an admissions specialist today.

Questions? Get help now

Frequently Asked Questions

1How long will Truli for Health pay for rehab?

Truli for Health functions as a closed HMO and doesn't cover any out-of-network services, meaning that all treatments require prior authorization from Truli's network. Length of stay depends on medical necessity and ongoing clinical documentation.

2Does Truli for Health require a referral for rehab?

Many HMOs, such as Truli for Health, require that patients have a referral or prior authorization before seeking care from specialists, which can include behavioral health providers. Call our admissions team and we'll help you determine if a referral is needed.

3Does Truli for Health cover drug and alcohol detox?

Yes, medically-supervised detoxification is generally covered in Truli for Health’s HMO as a behavioral health benefit mandated under MHPAEA, but this is required for detox services to be at an in-network provider as Truli does not provide out-of-network benefits. Banyan's Palm Beaches medical detox can accept Truli for Health members. Prior authorization may be necessary.

4Can I use my Truli plan at a Banyan location outside of Florida?

As an HMO, Truli for Health is restricted to a few select Florida counties (Duval, St. Johns, Lake, Sumter, Marion, Broward, Palm Beach, Martin, and Indian River) and does not provide out-of-network benefits. This means you will have to be able to go to an in-network facility to use your Truli coverage for addiction treatment at Banyan. Banyan can accept Truli at our Behavioral Health of the Palm Beaches facility in Lake Worth, Florida.

5Does Truli for Health cover telehealth for addiction treatment?

Some Truli for Health plans may include coverage for virtual programs, but because of the strict HMO, only in-network services are authorized under Truli. Banyan offers telehealth treatment at our Palm Beaches facility. Confirm your benefits to determine if your Truli for Health plan includes virtual care for addiction treatment.

Coverage varies by Truli plan and state. Insurance verification is required to confirm eligibility and benefits.

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Coverage for Treatment

The specific details of the coverage vary depending on the insurance plan and the medical necessity of the care. Banyan Treatment Center is here to assist you in learning more about your Truli for Health insurance benefits and the types of addiction and mental health care that may be most effective for you.

Questions? Get help now