Rocky Mountain Health Plans Coverage for Mental Health & Addiction Treatment
Rocky Mountain Health Plans (RMHP) members may have access to coverage for drug rehab, alcohol rehab, mental health treatment, and recovery services. While coverage is not guaranteed, reviewing your RMHP benefits before beginning treatment can help you better understand your options.
Rocky Mountain Health Plans is a health insurer based out of Colorado that offers plan options for individuals, families, employers, Medicare and Medicaid members. The company operates mainly in Western Colorado and the Larimer County area.
Banyan Treatment Centers accepts Rocky Mountain Health Plans insurance at our Castle Rock, Colorado rehab facility. Whether you need inpatient drug and alcohol treatment, inpatient mental health care or access to our telehealth rehab program, Banyan can help you explore your options and understand your benefits.
What Rocky Mountain Health Plans members should know
- Verify Coverage Quickly
- No Obligation
- Confidential
Do Rocky Mountain Health Plans Cover Drug & Alcohol Addiction Therapy?
Rocky Mountain Health Plans health insurance includes substance abuse and mental health treatment services for behavioral health conditions, as mandated by federal parity laws. The Mental Health Parity and Addiction Equity Act (MHPAEA) requires that any RMHP plan covering behavioral health must do so at a level comparable to medical and surgical services.
Coverage may vary depending on:
- Plan type (HMO, Medicaid, Medicare, CHP+)
- In-network vs. out-of-network providers
- Medical necessity requirements
- Referral and pre-authorization requirements
What Treatment Services May Be Covered by RMHP?
Depending on your Rocky Mountain Health Plans insurance coverage, you may be able to cover your rehab costs with the following addiction treatment services:
Medical Detox
Medical detox may be covered when medically necessary and provided under supervision.
Inpatient / Residential Rehab
Residential care provides around-the-clock treatment for drug and alcohol abuse in a medically safe and supportive environment.
Inpatient Mental Health Treatment
24-hour residential care for serious mental health conditions, including dual diagnosis and co-occurring disorders.
Telehealth Treatment Services
Online telehealth care for eligible members, including remote medication management and ongoing recovery support.
Outpatient / Continued Care
Coverage may include therapy, counseling, and ongoing recovery services depending on the plan.
Note: Coverage varies by plan type. For RMHP Medicaid (Health First Colorado), services at Banyan are typically limited to detox and may not include full inpatient substance use disorder treatment.
Do Rocky Mountain Health Plans Cover Mental Health Treatment and Therapy?
Rocky Mountain Health Plans include coverage for mental health and behavioral health services. These services may support individuals experiencing depression, anxiety, substance use disorders, and co-occurring conditions.
Coverage may include:
- Individual therapy
- Group therapy
- Family therapy
- Dual diagnosis treatment
- Medication management
Inpatient Mental Health Coverage
Inpatient mental health treatment may be covered when deemed medically necessary and authorized by the plan.
Where Can I Use RMHP Insurance for Rehab?
The following Banyan Treatment Centers location accepts Rocky Mountain Health Plans insurance:
Banyan Castle Rock
1055 S Perry Street, Castle Rock, CO 80104
This facility offers:
- Inpatient addiction treatment
- Inpatient mental health care
- Telehealth rehab services
How Much Does Rehab Cost With Rocky Mountain Health Plans?
The cost of rehab depends on your specific RMHP plan and level of care. While RMHP may cover a portion of treatment, members are responsible for copays, coinsurance, and deductibles.
Factors That Affect Cost
- Plan type (HMO, Medicaid, Medicare, CHP+)
- In-network provider requirements
- Medical necessity and authorization
- Level of care
- Copays and coinsurance
If You Call Rocky Mountain Health Plans Directly, Ask:
- Is medical detox covered?
- Are inpatient or residential programs covered under my plan?
- Are PHP or intensive outpatient programs covered?
- Do I need prior authorization?
- Is this facility in-network?
- What are my deductibles, copays, and coinsurance?
- Are there limits on the number of treatment days or sessions?
Or, We Can Verify for You (Recommended)
- We contact your insurance provider directly
- We review coverage details and medical necessity requirements
- We explain the benefits clearly and confidentially
Where Can I Use RMHP Insurance for Rehab?
The following Banyan Treatment Centers location accepts Rocky Mountain Health Plans insurance:
Banyan Castle Rock
1055 S Perry Street, Castle Rock, CO 80104
This facility offers:
- Inpatient addiction treatment
- Inpatient mental health care
- Telehealth rehab services
How to Use Your Rocky Mountain Health Plans Insurance
You can use your RMHP coverage for Banyan treatment by:
- Calling Banyan’s admissions team or completing the online verification form
- Providing your RMHP member ID and plan type
- Reviewing your verified benefits with our team
- Completing intake and clinical evaluation
Because RMHP plans are often HMO-based, you may need a referral. Our admissions team can help coordinate this if required.
Getting Matched to the Right Level of Care
A clinical assessment helps determine the appropriate level of care based on your substance use history, mental health needs, and RMHP coverage.
Next Steps: Verify your Rocky Mountain Health Plans coverage or call admissions to speak with a specialist today.
Frequently Asked Questions
Coverage varies by Rocky Mountain Health Plans plan and state. Insurance verification is required to confirm eligibility and benefits.
Verify Your Rocky Mountain Health Plans Benefits Today
Coverage details vary based on your RMHP plan, eligibility, and medical necessity requirements. Banyan Treatment Centers can help you understand your benefits and explore treatment options.
Banyan Facilities for Drug, Alcohol, & Mental Health Treatment
Banyan Castle Rock
Located in Castle Rock, CO
Substance Use Inpatient
Mental Health Inpatient
Telehealth Virtual IOP
Banyan Heartland
Located in Gilman, IL
Substance Use Inpatient
Mental Health Inpatient
Substance Use Outpatient
Telehealth Virtual IOP
Banyan Palm Springs
Located in Cathedral City, CA
Substance Use Inpatient
Telehealth Virtual IOP
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Initial Assessment
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