Addiction Treatment

Mental Health Treatment

Mines & Associates Coverage for Mental Health & Addiction Treatment

If you have an insurance plan with Mines & Associates, SUD rehab and mental health care may be covered. Mines & Associates is an accepted insurance provider at Banyan Castle Rock, one of our rehab centers based in Colorado, as well as remotely via Telehealth.

What Mines & Associates members should know

  • Verify Coverage Quickly
  • No Obligation
  • Confidential

Does Mines & Associates Cover Drug & Alcohol Rehab?

Mines & Associates has a national network of PPO providers offering behavioral health services. Unlike some health insurance plans that use a managed behavioral healthcare company to handle all behavioral health coverage, Mines & Associates directly provides behavioral health coverage. The combined medical and behavioral health coverage from one provider may make it more convenient to access drug and alcohol addiction treatment and mental health care.

According to the federal Mental Health Parity and Addiction Equity Act (MHPAEA), any health insurance plans that offer substance use disorder and/or mental health benefits must do so at a level equal to medical and surgical care. Although specific details about what Mines & Associates covers and whether prior authorization is required to access treatment are not available in public sources, there are parity requirements that apply to any plan that includes these benefits. This includes most employer plans and most commercial health plans.

As with most health insurance plans, what your plan covers varies. The best way to find out how Mines & Associates covers your behavioral health care is to check your Mines & Associates benefits with our admissions team.

What Types of Addiction Treatment are Covered by Mines & Associates?

Based on what is medically necessary according to your insurance plan, treatment at Banyan through Mines & Associates may include one or more of the following levels of care:

Inpatient/ Residential Rehab

Residential treatment at Banyan Castle Rock in Colorado, or any other inpatient facility, includes 24/7 care that includes substance abuse support, any co-occurring mental health conditions, and mental health services.

Intensive Outpatient Programs (IOP)

Virtual recovery through Banyan Telehealth includes dual-diagnosis, Christian-based support (Faith in Recovery), and gender-specific IOP programs for people who qualify for remote care.

Outpatient Treatment

Ongoing counseling and therapy to support long-term recovery, delivered in person at Banyan Castle Rock or virtually via Banyan Telehealth.

Telehealth Intensive Outpatient Programs (IOP)

Banyan Telehealth provides virtual recovery support to Mines & Associates members with dual diagnosis, Christian-based, and gender-specific IOPs, allowing Banyan to serve members in multiple states.

Note: Keep in mind that Mines & Associates' Employee Assistance Program (EAP) services can provide counseling or help you get treatment. EAP benefits are typically available for employees of companies that use Mines & Associates to provide behavioral health care for their workers. EAP benefits may be a good starting point for getting counseling and treatment referrals.

Does Mines & Associates Cover Mental Health Treatment?

Yes. Because behavioral health services are run directly by Mines & Associates, members of this plan typically have access to a full suite of services in mental health, alongside substance use treatment for co-occurring conditions.

Coverage may include:

  • Therapy with a mental health practitioner, such as a psychologist, licensed counselor, and/or social worker
  • Group and peer support therapy
  • Family therapy
  • Treatment for depression, anxiety, and/or trauma
  • Treatment for individuals with co-occurring substance use and mental health issues

Inpatient Mental Health Coverage

Banyan Castle Rock offers inpatient mental health services to Mines & Associates plan members if their plan covers, and clinical needs justify, medical management. Authorization for care is based on medical necessity and by the behavioral health review process at Mines & Associates.

How Much Does Rehab Cost With Mines & Associates?

The out-of-pocket cost depends on which Mines & Associates plan you are in, what level of care you need, and where you are in your deductible and out-of-pocket maximum for the year. Because Mines & Associates often partners with employers, you may have some benefits for EAP and some for PPO.

Here are some factors that may impact out-of-pocket costs

  • Employer plan design and benefit structure (EAP versus PPO)
  • In-network vs. out-of-network providers
  • The kind of care you receive (inpatient, residential, IOP, or outpatient)
  • Deductible, copay, and coinsurance costs
  • Prior authorization and medical necessity determinations

What You Can Do Right Now

Call one of our admissions team members today to get free, confidential verification of your Mines & Associates benefits. We can take a look at your plan and tell you what you may have to pay.

If You Call Mines & Associates Directly, Ask:

  • Is medical detox covered?
  • Are inpatient or residential programs covered under my plan?
  • Are PHP or intensive outpatient programs covered?
  • Do I need prior authorization?
  • Is this facility in-network?
  • What are my deductibles, copays, and coinsurance?
  • Are there limits on the number of treatment days or sessions?

Or, We Can Verify for You (Recommended)

  • We contact your insurance provider directly
  • We review coverage details and medical necessity requirements
  • We explain the benefits clearly and confidentially

Finding Treatment Programs Accepting Mines & Associates

Treatment seekers with Mines & Associates have access to a wide behavioral health PPO provider network, and behavioral health is administered directly. Banyan Castle Rock treats patients in person at its facility in Colorado, and Banyan Telehealth is available to members in Alaska, California, Colorado, Florida, Illinois, Pennsylvania, Texas, and Delaware.

Getting Matched to the Right Level of Care

The clinical assessment helps determine the appropriate level of care, based on past and present drug and alcohol use, medical needs, any additional health conditions, and other aspects of your clinical profile. Once you are assessed and authorized, Mines & Associates and our team will work with you through the length of stay and authorization process.

Next Steps: Verify your  Mines & Associates coverage or speak with an admissions specialist today.

Frequently Asked Questions

1Does Mines & Associates cover therapy?
Yes. Mines & Associates behavioral health services may allow access to psychologists, psychiatrists, social workers, licensed counselors, and certified addictions counselors for individual, group, and family therapy. However, access depends on your plan design and medical necessity.
2Does Mines & Associates cover telehealth addiction treatment?
Banyan Telehealth accepts Mines & Associates and offers virtual IOP programs, including medication management, dual-diagnosis care, Faith in Recovery, and gender-specific programming. Telehealth services are available across Alaska, California, Colorado, Florida, Illinois, Pennsylvania, Texas, and Delaware.
3Does Mines & Associates cover psychiatric care?
Psychiatric evaluation and medication management may be covered under Mines & Associates' behavioral health benefits. Coverage details depend on your plan design and medical necessity determination.
4How do I find providers that accept Mines & Associates?
You can search the Mines & Associates provider directory, call Mines & Associates member services or Banyan admissions, who can confirm whether Banyan Castle Rock and Banyan Telehealth are options under your plan design.
5Which rehabs accept Mines & Associates?

Banyan accepts Mines & Associates at:

  • Banyan Castle Rock
    1055 S Perry Street
    Castle Rock, CO 80104

Banyan Telehealth also accepts Mines & Associates. Our virtual IOP program is offered in Alaska, California, Colorado, Florida, Illinois, Pennsylvania, Texas, and Delaware.

6Does Mines & Associates cover inpatient rehab?
Inpatient rehab may be covered through Mines & Associates, depending on your plan and medical necessity. Banyan Castle Rock offers SUD and mental health inpatient treatment for members whose coverage includes residential care.
7How long will Mines & Associates pay for rehab?
Mines & Associates works as both an EAP (employee assistance program) and a behavioral health PPO, and depending on your employment, your coverage may depend on which of these two benefits you receive. EAP usually covers a limited amount of sessions, often just 3 to 10 sessions, and after that, EAP participants transition to the primary health insurance company. If your employer offers an EAP and a behavioral health PPO, you may be able to stay longer, again depending on medical necessity and clinical review.

Coverage varies by Mines & Associates plan and state. Insurance verification is required to confirm eligibility and benefits.

Verify Your Mines & Associates Insurance Benefits Today

Don't guess what your plan covers. Banyan's admissions team can verify your benefits for free and walk you through your options at Banyan Castle Rock and Banyan Telehealth, helping you take the next step in treatment with zero obligation and total confidentiality.

Banyan Facilities for Drug, Alcohol, & Mental Health Treatment

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Initial Assessment

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Financial Guidance

Our team will verify your insurance coverage and provide transparent cost information.

Begin Your Recovery

Once everything is set, you’ll be welcomed into our program and start your journey toward healing.