ComPsych Coverage for Mental Health & Addiction Treatment
As the nation's largest Employee Assistance Program (EAP) provider, ComPsych serves more than 130 million people across more than 60,000 organizations, offering employer-sponsored benefits that may include coverage for substance use disorder (SUD) and mental health treatment. If you or a loved one is exploring treatment options, Banyan Treatment Centers can help you determine whether your ComPsych benefits apply.
What ComPsych members should know
- Verify Coverage Quickly
- No Obligation
- Confidential
Does ComPsych Cover Drug & Alcohol Rehab?
ComPsych is an Employee Assistance Program, not traditional health insurance, which means coverage works differently than a standard PPO or HMO plan. Many ComPsych EAP plans include short-term counseling and referral services for substance use and behavioral health concerns. Some employer-sponsored ComPsych plans also provide broader behavioral health benefits that may cover addiction treatment services, including rehab.
Employee Assistance Programs like ComPsych are designed to connect employees with support services, and the scope of those services depends on what your employer has arranged.
Under the Mental Health Parity and Addiction Equity Act (MHPAEA), employer-sponsored health plans that cover mental health and substance use disorder services must provide those benefits at levels comparable to medical and surgical benefits. Because ComPsych insurance plans vary by employer and plan design, your specific coverage for drug and alcohol rehab will depend on the benefits your organization has selected.
- Some plans may include deductibles, copays, or coinsurance, while others may not
- PPO-style plans tend to offer more flexibility in choosing providers
- HMO-style plans may be more limited
Coverage is never guaranteed, and the best way to understand your ComPsych benefits is to verify them directly.
What Addiction Treatment Services May ComPsych Cover?
Rehabs covered by ComPsych insurance at Banyan may include a range of treatment levels and modalities, depending on your specific plan. ComPsych covers substance use disorder treatment without limiting access by substance type.
Medical Detox:
Medically assisted detox - Safe, supervised withdrawal management
Inpatient / Residential Rehab:
Structured, 24/7 care in a supportive setting
Partial Hospitalization Program (PHP)
Standard Outpatient Treatment:
Scheduled therapy, counseling, and ongoing support
Aftercare / Continuing Care
Telehealth Programs:
Virtual IOP, medication management, and dual-diagnosis care
Note: Length of stay and level of care are typically determined by medical necessity and clinical evaluations.
Does ComPsych Cover Mental Health Treatment and Therapy?
Yes, mental health support is a core part of most ComPsych plans. Coverage may include individual therapy, group counseling, and treatment for co-occurring disorders such as anxiety, depression, or PTSD.
Covered services may include:
- Mental health treatment - Individual therapy, group counseling, and co-occurring disorder support
- Dual-diagnosis treatment - Integrated care for addiction and mental health conditions
Inpatient Mental Health Coverage
Some ComPsych plans may cover inpatient or residential mental health treatment when it is determined to be medically necessary. Coverage depends on your employer's selected benefits and plan type, and prior authorization may be required.
How Much Does Rehab Cost With ComPsych?
Because ComPsych is an employer-sponsored EAP, costs vary widely depending on your employer’s plan structure and selected benefits. Some plans may cover short-term counseling sessions, while others may include broader behavioral health benefits that extend to addiction treatment services.
Factors That Affect Your Out-of-Pocket Cost
- Employer-selected plan design
- Whether services are limited to short-term EAP sessions (typically 3–8 visits)
- Deductibles, copays, or coinsurance (if applicable)
- Level of care (inpatient vs outpatient services)
- Medical necessity and ongoing clinical review
What You Can Do Right Now
- Call for a free insurance verification or submit an online form
- Our admissions team can help you understand your benefits with no obligation
If You Call ComPsych Directly, Ask:
- Is detox covered? inpatient/residential care? PHP or IOP?
- Do I need prior authorization?
- What services are included in my EAP sessions?
- What happens after my initial session limit is reached?
- Are there limits on treatment duration or visits?
Or, We Can Verify for You (Recommended)
- We contact your insurance provider directly
- We review coverage details and medical necessity requirements
- We explain the benefits clearly and confidentially
How to Find Treatment That Accepts ComPsych
Rehabs accepting ComPsych coverage and network status may vary by plan, so insurance verification is required to confirm your benefits. Banyan Treatment Centers accepts ComPsych at multiple locations across the country, including inpatient, outpatient, and telehealth options.
Getting Matched to the Right Level of Care
Using your ComPsych insurance at Banyan Treatment Centers is straightforward:
- Call Banyan's admissions team or submit an online verification form
- Provide your ComPsych member ID and plan details
- Banyan verifies your benefits and explains coverage
- Begin the intake process and get matched to the appropriate level of care
Because ComPsych is an employer-sponsored EAP, your plan details may differ from a traditional insurance card. Our admissions team can guide you through the process.
Next Steps: Verify your insurance benefits or call admissions to begin the process.
Frequently Asked Questions
- Banyan Boca
1000 NW 15th Street
Boca Raton, FL 33486
888-422-1651 - Banyan Pompano
950 N Federal Hwy
Pompano Beach, FL 33062954-866-4486 - Banyan Stuart
201 SE Osceola St
Stuart, FL 34994
888-422-2139 - Banyan Sebring
1062 Lake Sebring Dr
Sebring, FL 33870
888-659-7463 - Banyan Gulf Breeze
4400 Hickory Shores Blvd
Gulf Breeze, FL 32563
800-508-0119 - Behavioral Health of the Palm Beaches
7859 Lake Worth Rd
Lake Worth, FL 33467 888-432-2467 - Clearbrook Pennsylvania
1100 E Northampton St
Laurel Run, PA 18706 570-405-9934 - Banyan Philadelphia
100 N Buckstown Dr, Suite 100E
Langhorne, PA 19047 888-219-0442 - Clearbrook Massachusetts
83 Hospital Road
Baldwinville, MA 01436 978-307-6964 - Banyan Castle Rock
1055 S Perry Street
Castle Rock, CO 80104
877-593-2912 - Banyan Heartland
1237 E 1600 North Rd
Gilman, IL 60938
877-973-7262 - Banyan Chicago
2525 Cabot Drive, Suite 300
Lisle, IL 60532
888-245-0974 - Banyan Delaware
21 W Clarke Ave, #4001
Milford, DE 19963
888-900-9681 - Banyan Palm Springs
67580 Jones Road
Cathedral City, CA 92234
760-642-1112 - Banyan Texas
4168 Co Road 444
Waelder, TX 78959
844-611-5705 - Banyan Alaska
4700 Begich Circle
Wasilla, AK 99654
888-966-9142
Coverage varies by ComPsych plan and state. Insurance verification is required to confirm eligibility and benefits.
Verify Your ComPsych Coverage for Treatment
You don’t have to navigate this process on your own. Our team can review your ComPsych benefits with you, explain available treatment options, and help you understand how your employer-sponsored plan works. We’re here to guide you through the next steps so you can move forward with confidence.
Banyan Facilities for Drug, Alcohol, & Mental Health Treatment
Banyan Castle Rock
Located in Castle Rock, CO
Substance Use Inpatient
Mental Health Inpatient
Telehealth Virtual IOP
Banyan Heartland
Located in Gilman, IL
Substance Use Inpatient
Mental Health Inpatient
Substance Use Outpatient
Telehealth Virtual IOP
Banyan Palm Springs
Located in Cathedral City, CA
Substance Use Inpatient
Telehealth Virtual IOP
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Initial Assessment
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